Financing a vehicle can be stressful if you don’t think it through. Our Ford finance team at Helfman Ford wants to ensure you have answers to all your questions to help make the process as smooth and stress-free as possible.
Should I Finance a New or Pre-Owned Ford?
Buying a new vehicle can be advantageous because you are the first owner and will have a warranty to provide extra peace of mind. A new vehicle can also be custom-ordered exactly the way you want it. On the other hand, a pre-owned Ford model can be more budget-friendly, and it won’t go through as much depreciation in the first few years of ownership. Our team can help you decide which option fits your financial situation best.
What Will My Monthly Payments Be?
There are numerous factors that will affect your monthly payments, including:
- Interest rate
- Loan length
- Total price
- Trade-in value
- Down payment
Our team can help you adjust different factors to see how they impact your monthly payments. For example, a larger down payment will reduce your monthly payments.
Should I Finance or Lease a Vehicle?
Consider your needs for your next vehicle. If you want to own a vehicle outright and drive it for many years, financing may be your best option. However, if you would prefer to drive a new vehicle every few years, leasing is a good choice for you. Each option has its benefits, so talk to our team today to learn more about which is best for you.
Apply for Ford Financing in Stafford, TX
Taking all of this into consideration will help you choose the right vehicle and make the Ford finance experience simple. Visit Helfman Ford to start the financing process today!
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Finance