Financing Used vs. Financing New

Once you have decided you are ready to buy a car, it is time to think about the financial aspect. Fortunately, with financing, you don't need to have an enormous amount of money on hand, as this option lets you pay off your vehicle over time.

Another benefit of financing is that it is available for both used and new cars, so you have a lot of choices. If you're thinking about an older model, one of the first things to do is check its used car value to get an idea of what your costs will be. Helfman Ford has other tips to consider. 

Financing a Used Vehicle 

One of the biggest advantages of financing a used car is that this will trim your expenses significantly. When a vehicle doesn't have a big sale price, this means that you won't have to put up as much money for a down payment, and you won't have to borrow as much from a lender. The result could be small monthly payments, and a loan that you get to pay off faster.

Financing a New Vehicle 

While your costs may be higher when financing a new Ford model, this could be an option to consider. For one thing, if you have a car you are looking to replace, it could still have a lot of value. And when you put this towards your purchase, you may discover that it covers much - if not all - of your down payment. Plus, you can structure your loan in a way that results in quite reasonable monthly payments.

Start the Ford Financing Process Now 

No matter which type of vehicle you want to buy, our Ford dealership in Stafford, TX, makes financing easy. You can start the Ford financing process now by filling out our online application, which will get you pre-approved for your loan. Once submitted, one of our financing professionals will contact you to go over the next steps. If you have any questions or concerns, feel free to contact us. You can also come down to see us if you would rather handle everything in person.